Original Medicare (Part A and Part B) does not typically cover routine dental and vision care, such as check-ups, cleanings, eyeglasses, or contact lenses. However, there are some options to obtain dental and vision coverage with Medicare:
Medicare Advantage plans: Also known as Medicare Part C, Medicare Advantage plans are offered by private insurance companies and must provide at least the same coverage as Original Medicare. Many Medicare Advantage plans offer additional benefits such as dental and vision coverage, as well as prescription drug coverage. Keep in mind that the specific benefits and costs of each Medicare Advantage plan can vary, so it's important to research and compare plans before enrolling.
Stand-alone dental and vision plans: Some private insurance companies offer stand-alone dental and vision plans that can be purchased separately from Medicare. These plans typically have a monthly premium and may have deductibles, copayments, and annual limits on coverage.
Discount programs: Some organizations offer discount programs for dental and vision care, which can help reduce out-of-pocket costs. These programs typically have a membership fee and provide discounted rates for participating providers.
It's important to research your options and compare the costs and benefits of each plan or program to determine what works best for your specific needs and budget. You can visit the official Medicare website at www.medicare.gov or speak with a licensed insurance agent for more information.